Buyer's guide
Practical articles on buying a flat in Poland — with numbers, laws and sources.
Buyer's guide
How a foreigner can buy a flat in Poland — step by step
A flat without a permit, a house with an MSWiA permit. Documents, PESEL, translator, mortgage and costs — a 2026 guide for foreigners.
ReadGuideDoes a Ukrainian need a permit to buy a flat in Poland?
A Ukrainian citizen buys a flat without an MSWiA permit, but a house with land usually needs one. Exemptions, cost (1,570 zł), timing and documents.
ReadGuideHow to check the land register before buying a flat
The land register step by step: reading it online, what sections I–IV mean, red flags and the documents to request from the seller.
ReadGuideHow much does a flat cost in Wrocław in 2026?
Median 12,663 zł/m², new build 14,312 zł/m². Transaction prices in 5 districts and neighbourhood asking prices — October 2026 data.
ReadGuideDeposit or advance — signing a preliminary contract safely
The difference between zadatek and zaliczka, how much to pay, when to choose notarial form and how to protect yourself with a mortgage or MSWiA permit.
ReadQuestions and answers
01Are the articles up to date?
Yes, we update them when laws change and quarterly when new price data comes out. Each article shows its date.
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- Ustawa z 24 marca 1920 r. o nabywaniu nieruchomości przez cudzoziemców (tekst jednolity, Sejm RP)
- gov.pl — nieruchomości niewymagające zezwolenia
- Rejestr Cen Nieruchomości / nSkup.pl — ceny transakcyjne Wrocław
- tabelaofert.pl — ceny mieszkań Wrocław (dane NBP)
- Elektroniczne Księgi Wieczyste (Ministerstwo Sprawiedliwości)
· Kostiantyn Soldatko, ChataCenter
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